Rick Hearnden
Cert CII (MP)
Rick joined the Practice in August 2014 to manage our Mortgage advice service, after a long career working for a major Government department.
As a fully qualified mortgage professional, he offers our clients access to a comprehensive range of first charge mortgages from across the market. Rick designs bespoke solutions to meet our clients’ mortgage and protection requirements, covering all stages of the property purchase life cycle from assisting first time buyers through to later life lending. As well as the usual aspects of residential mortgage lending, Rick is experienced in Buy to Let mortgage advice, both for personal and Limited Company ownership.
Rick prides himself on developing ongoing client relationships for the longer term and holds the CII qualifications for the Certificate in Mortgage advice.
Outside of work he enjoys spending time with his wife and growing family, as well as travelling both abroad and closer to home, in North Devon.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
